贷款25万（公积金贷款）房贷，还款2年3个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：25万
还款月数：2年3个月
每月还款：9625.51元
利息总额：9888.86元
本息合计：25.99万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 9625.51 | 697.92 | 8927.60 | 241072.40 |
| 2 | 2025-05 | 9625.51 | 672.99 | 8952.52 | 232119.88 |
| 3 | 2025-06 | 9625.51 | 648.00 | 8977.51 | 223142.37 |
| 4 | 2025-07 | 9625.51 | 622.94 | 9002.57 | 214139.80 |
| 5 | 2025-08 | 9625.51 | 597.81 | 9027.71 | 205112.09 |
| 6 | 2025-09 | 9625.51 | 572.60 | 9052.91 | 196059.18 |
| 7 | 2025-10 | 9625.51 | 547.33 | 9078.18 | 186981.00 |
| 8 | 2025-11 | 9625.51 | 521.99 | 9103.52 | 177877.48 |
| 9 | 2025-12 | 9625.51 | 496.57 | 9128.94 | 168748.54 |
| 10 | 2026-01 | 9625.51 | 471.09 | 9154.42 | 159594.11 |
| 11 | 2026-02 | 9625.51 | 445.53 | 9179.98 | 150414.14 |
| 12 | 2026-03 | 9625.51 | 419.91 | 9205.61 | 141208.53 |
| 13 | 2026-04 | 9625.51 | 394.21 | 9231.31 | 131977.22 |
| 14 | 2026-05 | 9625.51 | 368.44 | 9257.08 | 122720.15 |
| 15 | 2026-06 | 9625.51 | 342.59 | 9282.92 | 113437.23 |
| 16 | 2026-07 | 9625.51 | 316.68 | 9308.83 | 104128.39 |
| 17 | 2026-08 | 9625.51 | 290.69 | 9334.82 | 94793.57 |
| 18 | 2026-09 | 9625.51 | 264.63 | 9360.88 | 85432.69 |
| 19 | 2026-10 | 9625.51 | 238.50 | 9387.01 | 76045.68 |
| 20 | 2026-11 | 9625.51 | 212.29 | 9413.22 | 66632.46 |
| 21 | 2026-12 | 9625.51 | 186.02 | 9439.50 | 57192.96 |
| 22 | 2027-01 | 9625.51 | 159.66 | 9465.85 | 47727.11 |
| 23 | 2027-02 | 9625.51 | 133.24 | 9492.28 | 38234.83 |
| 24 | 2027-03 | 9625.51 | 106.74 | 9518.77 | 28716.06 |
| 25 | 2027-04 | 9625.51 | 80.17 | 9545.35 | 19170.71 |
| 26 | 2027-05 | 9625.51 | 53.52 | 9572.00 | 9598.72 |
| 27 | 2027-06 | 9625.51 | 26.80 | 9598.72 | 0.00 |
等额本金还款方式：
贷款总额：25万
还款月数：2年3个月
首月还款：9957.18元
每月递减：25.85元
利息总额：9770.83元
本息合计：25.98万
节省利息：118.02元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2025-04 | 9957.18 | 697.92 | 9259.26 | 240740.74 |
| 2 | 2025-05 | 9931.33 | 672.07 | 9259.26 | 231481.48 |
| 3 | 2025-06 | 9905.48 | 646.22 | 9259.26 | 222222.22 |
| 4 | 2025-07 | 9879.63 | 620.37 | 9259.26 | 212962.96 |
| 5 | 2025-08 | 9853.78 | 594.52 | 9259.26 | 203703.70 |
| 6 | 2025-09 | 9827.93 | 568.67 | 9259.26 | 194444.44 |
| 7 | 2025-10 | 9802.08 | 542.82 | 9259.26 | 185185.19 |
| 8 | 2025-11 | 9776.23 | 516.98 | 9259.26 | 175925.93 |
| 9 | 2025-12 | 9750.39 | 491.13 | 9259.26 | 166666.67 |
| 10 | 2026-01 | 9724.54 | 465.28 | 9259.26 | 157407.41 |
| 11 | 2026-02 | 9698.69 | 439.43 | 9259.26 | 148148.15 |
| 12 | 2026-03 | 9672.84 | 413.58 | 9259.26 | 138888.89 |
| 13 | 2026-04 | 9646.99 | 387.73 | 9259.26 | 129629.63 |
| 14 | 2026-05 | 9621.14 | 361.88 | 9259.26 | 120370.37 |
| 15 | 2026-06 | 9595.29 | 336.03 | 9259.26 | 111111.11 |
| 16 | 2026-07 | 9569.44 | 310.19 | 9259.26 | 101851.85 |
| 17 | 2026-08 | 9543.60 | 284.34 | 9259.26 | 92592.59 |
| 18 | 2026-09 | 9517.75 | 258.49 | 9259.26 | 83333.33 |
| 19 | 2026-10 | 9491.90 | 232.64 | 9259.26 | 74074.07 |
| 20 | 2026-11 | 9466.05 | 206.79 | 9259.26 | 64814.81 |
| 21 | 2026-12 | 9440.20 | 180.94 | 9259.26 | 55555.56 |
| 22 | 2027-01 | 9414.35 | 155.09 | 9259.26 | 46296.30 |
| 23 | 2027-02 | 9388.50 | 129.24 | 9259.26 | 37037.04 |
| 24 | 2027-03 | 9362.65 | 103.40 | 9259.26 | 27777.78 |
| 25 | 2027-04 | 9336.81 | 77.55 | 9259.26 | 18518.52 |
| 26 | 2027-05 | 9310.96 | 51.70 | 9259.26 | 9259.26 |
| 27 | 2027-06 | 9285.11 | 25.85 | 9259.26 | 0.00 |