贷款8.65万（公积金贷款）房贷，还款3年6个月的等额本息和等额本金的还款方式明细。
等额本息还款方式：
贷款总额：8.65万
还款月数：3年6个月
每月还款：2222元
利息总额：6826.71元
本息合计：9.33万
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-03 | 2222.00 | 309.95 | 1912.05 | 84585.23 |
| 2 | 2024-04 | 2222.00 | 303.10 | 1918.90 | 82666.33 |
| 3 | 2024-05 | 2222.00 | 296.22 | 1925.78 | 80740.55 |
| 4 | 2024-06 | 2222.00 | 289.32 | 1932.68 | 78807.87 |
| 5 | 2024-07 | 2222.00 | 282.39 | 1939.61 | 76868.27 |
| 6 | 2024-08 | 2222.00 | 275.44 | 1946.56 | 74921.71 |
| 7 | 2024-09 | 2222.00 | 268.47 | 1953.53 | 72968.18 |
| 8 | 2024-10 | 2222.00 | 261.47 | 1960.53 | 71007.65 |
| 9 | 2024-11 | 2222.00 | 254.44 | 1967.56 | 69040.09 |
| 10 | 2024-12 | 2222.00 | 247.39 | 1974.61 | 67065.49 |
| 11 | 2025-01 | 2222.00 | 240.32 | 1981.68 | 65083.81 |
| 12 | 2025-02 | 2222.00 | 233.22 | 1988.78 | 63095.02 |
| 13 | 2025-03 | 2222.00 | 226.09 | 1995.91 | 61099.11 |
| 14 | 2025-04 | 2222.00 | 218.94 | 2003.06 | 59096.05 |
| 15 | 2025-05 | 2222.00 | 211.76 | 2010.24 | 57085.81 |
| 16 | 2025-06 | 2222.00 | 204.56 | 2017.44 | 55068.37 |
| 17 | 2025-07 | 2222.00 | 197.33 | 2024.67 | 53043.70 |
| 18 | 2025-08 | 2222.00 | 190.07 | 2031.93 | 51011.77 |
| 19 | 2025-09 | 2222.00 | 182.79 | 2039.21 | 48972.56 |
| 20 | 2025-10 | 2222.00 | 175.49 | 2046.51 | 46926.05 |
| 21 | 2025-11 | 2222.00 | 168.15 | 2053.85 | 44872.20 |
| 22 | 2025-12 | 2222.00 | 160.79 | 2061.21 | 42810.99 |
| 23 | 2026-01 | 2222.00 | 153.41 | 2068.59 | 40742.40 |
| 24 | 2026-02 | 2222.00 | 145.99 | 2076.01 | 38666.39 |
| 25 | 2026-03 | 2222.00 | 138.55 | 2083.45 | 36582.95 |
| 26 | 2026-04 | 2222.00 | 131.09 | 2090.91 | 34492.04 |
| 27 | 2026-05 | 2222.00 | 123.60 | 2098.40 | 32393.63 |
| 28 | 2026-06 | 2222.00 | 116.08 | 2105.92 | 30287.71 |
| 29 | 2026-07 | 2222.00 | 108.53 | 2113.47 | 28174.24 |
| 30 | 2026-08 | 2222.00 | 100.96 | 2121.04 | 26053.20 |
| 31 | 2026-09 | 2222.00 | 93.36 | 2128.64 | 23924.56 |
| 32 | 2026-10 | 2222.00 | 85.73 | 2136.27 | 21788.29 |
| 33 | 2026-11 | 2222.00 | 78.07 | 2143.93 | 19644.36 |
| 34 | 2026-12 | 2222.00 | 70.39 | 2151.61 | 17492.75 |
| 35 | 2027-01 | 2222.00 | 62.68 | 2159.32 | 15333.43 |
| 36 | 2027-02 | 2222.00 | 54.94 | 2167.06 | 13166.38 |
| 37 | 2027-03 | 2222.00 | 47.18 | 2174.82 | 10991.56 |
| 38 | 2027-04 | 2222.00 | 39.39 | 2182.61 | 8808.95 |
| 39 | 2027-05 | 2222.00 | 31.57 | 2190.43 | 6618.51 |
| 40 | 2027-06 | 2222.00 | 23.72 | 2198.28 | 4420.23 |
| 41 | 2027-07 | 2222.00 | 15.84 | 2206.16 | 2214.07 |
| 42 | 2027-08 | 2222.00 | 7.93 | 2214.07 | 0.00 |
等额本金还款方式：
贷款总额：8.65万
还款月数：3年6个月
首月还款：2222元
每月递减：6.92元
利息总额：6249.31元
本息合计：8.74万
节省利息：577.4元
| 期次 | 还款日期 | 每月还款 | 偿还利息 | 偿还本金 | 剩余本金 |
|---|---|---|---|---|---|
| 1 | 2024-03 | 2222.00 | 290.67 | 1931.33 | 79184.70 |
| 2 | 2024-04 | 2215.08 | 283.75 | 1931.33 | 77253.37 |
| 3 | 2024-05 | 2208.16 | 276.82 | 1931.33 | 75322.03 |
| 4 | 2024-06 | 2201.24 | 269.90 | 1931.33 | 73390.70 |
| 5 | 2024-07 | 2194.32 | 262.98 | 1931.33 | 71459.37 |
| 6 | 2024-08 | 2187.40 | 256.06 | 1931.33 | 69528.03 |
| 7 | 2024-09 | 2180.48 | 249.14 | 1931.33 | 67596.70 |
| 8 | 2024-10 | 2173.56 | 242.22 | 1931.33 | 65665.36 |
| 9 | 2024-11 | 2166.64 | 235.30 | 1931.33 | 63734.03 |
| 10 | 2024-12 | 2159.71 | 228.38 | 1931.33 | 61802.69 |
| 11 | 2025-01 | 2152.79 | 221.46 | 1931.33 | 59871.36 |
| 12 | 2025-02 | 2145.87 | 214.54 | 1931.33 | 57940.03 |
| 13 | 2025-03 | 2138.95 | 207.62 | 1931.33 | 56008.69 |
| 14 | 2025-04 | 2132.03 | 200.70 | 1931.33 | 54077.36 |
| 15 | 2025-05 | 2125.11 | 193.78 | 1931.33 | 52146.02 |
| 16 | 2025-06 | 2118.19 | 186.86 | 1931.33 | 50214.69 |
| 17 | 2025-07 | 2111.27 | 179.94 | 1931.33 | 48283.36 |
| 18 | 2025-08 | 2104.35 | 173.02 | 1931.33 | 46352.02 |
| 19 | 2025-09 | 2097.43 | 166.09 | 1931.33 | 44420.69 |
| 20 | 2025-10 | 2090.51 | 159.17 | 1931.33 | 42489.35 |
| 21 | 2025-11 | 2083.59 | 152.25 | 1931.33 | 40558.02 |
| 22 | 2025-12 | 2076.67 | 145.33 | 1931.33 | 38626.68 |
| 23 | 2026-01 | 2069.75 | 138.41 | 1931.33 | 36695.35 |
| 24 | 2026-02 | 2062.83 | 131.49 | 1931.33 | 34764.02 |
| 25 | 2026-03 | 2055.91 | 124.57 | 1931.33 | 32832.68 |
| 26 | 2026-04 | 2048.98 | 117.65 | 1931.33 | 30901.35 |
| 27 | 2026-05 | 2042.06 | 110.73 | 1931.33 | 28970.01 |
| 28 | 2026-06 | 2035.14 | 103.81 | 1931.33 | 27038.68 |
| 29 | 2026-07 | 2028.22 | 96.89 | 1931.33 | 25107.34 |
| 30 | 2026-08 | 2021.30 | 89.97 | 1931.33 | 23176.01 |
| 31 | 2026-09 | 2014.38 | 83.05 | 1931.33 | 21244.68 |
| 32 | 2026-10 | 2007.46 | 76.13 | 1931.33 | 19313.34 |
| 33 | 2026-11 | 2000.54 | 69.21 | 1931.33 | 17382.01 |
| 34 | 2026-12 | 1993.62 | 62.29 | 1931.33 | 15450.67 |
| 35 | 2027-01 | 1986.70 | 55.36 | 1931.33 | 13519.34 |
| 36 | 2027-02 | 1979.78 | 48.44 | 1931.33 | 11588.01 |
| 37 | 2027-03 | 1972.86 | 41.52 | 1931.33 | 9656.67 |
| 38 | 2027-04 | 1965.94 | 34.60 | 1931.33 | 7725.34 |
| 39 | 2027-05 | 1959.02 | 27.68 | 1931.33 | 5794.00 |
| 40 | 2027-06 | 1952.10 | 20.76 | 1931.33 | 3862.67 |
| 41 | 2027-07 | 1945.18 | 13.84 | 1931.33 | 1931.33 |
| 42 | 2027-08 | 1938.25 | 6.92 | 1931.33 | 0.00 |